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For consultants & freelancers

Keep more of your day rate.

Whether you run a limited company or freelance as a sole trader — IR35, paying yourself the most tax-efficient way, and every allowable expense, so your income works as hard as you do and HMRC never has a surprise.

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Sound familiar?

Is my contract inside or outside IR35 — and what does that cost me?

Salary or dividends — what's the most tax-efficient mix?

What can I claim — equipment, software, home office, travel?

We work with contractors every day. Here's what we take off your plate.

Start with our guide: CT600 deadlines: HMRC, Companies House, and who wants what

What we sort for you

Your limited company, running like clockwork.

IR35, assessed — we review your contracts and working practices so you know exactly where you stand.
Pay yourself efficiently — the optimal salary-and-dividend mix to legally minimise tax and NIC.
Every expense claimed — equipment, software subscriptions, home office, training, travel and pension.
Accounts, VAT & payroll — company accounts, corporation tax, VAT returns and your director's payroll, all filed on time.
A real advisor — on hand for the in-between-contracts questions, day-rate decisions and long-term planning.

Contractor tax questions, answered

What is IR35 and does it apply to me?

IR35 decides whether HMRC sees you as genuinely self-employed or effectively an employee of your client. If a contract is "inside" IR35, more tax is due. We review your contracts and working practices and help you stay compliant — and efficient.

Should I pay myself in salary or dividends?

For most contractors, a small salary plus dividends is the most tax-efficient mix — but the right balance depends on your profit, other income and pension plans. We calculate it precisely for you each year.

What can I claim through my limited company?

Equipment, software, professional subscriptions, training, business travel, a home-office allowance and employer pension contributions are typically allowable. We make sure you claim everything you're entitled to.

Limited company or umbrella?

If most of your work is outside IR35, your own limited company is usually far more tax-efficient than an umbrella. We'll weigh it up for your situation and handle the setup if it's right for you.

Bill the client. We'll handle the rest.

Book a free, no-pressure call and we'll map out the most efficient setup for you.

Book a free call