The questions people actually type at midnight, answered properly — by someone who does this for a living, and who checked the rules rather than remembering them.
Earn over £100,000 and your Personal Allowance is withdrawn £1 for every £2 — an effective 60% tax rate. How a pension contribution buys it back.
Read the guide →Your first Making Tax Digital quarterly update is due 7 August 2026. What's required, the cumulative rule — and why there are no penalty points this year.
Read the guide →Shopify pays you net of fees, so your bank lags your sales — but the £90,000 VAT threshold is measured on what you sell. How to tell if you've crossed it.
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